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5 Tips on choosing a Travel Insurance Company

12 Aug, 2017

5 Tips on choosing a Travel Insurance Company

Details : Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling. Insurance companies issuing new policies will often exclude circumstances based on an ongoing event, such as typhoons or floods.

5 Tips on choosing a Travel Insurance Company

1. Check out which is the largest company in the field from sources such as the IRDA site. Most probably you will come across ICICI Lombard, Bajaj Allianz and Reliance Gen, in addition to the GIC subsidiaries.

2. Check out their public disclosures on their sites. They have to provide quarterly data on claims settlement. Check out the companies who process the maximum percentage claims the fastest and have the least amt of pending claims vis-a-vis their revenue.

4. Make sure your coverage is the minimum required to obtain a visa, e.g. Schengen countries require min coverage of 30k Euro.

5. Identify which features are important for you. Common ones are trip delay, trip cancellation, loss of baggage, etc. in addition to medical coverage.

6. Read the policy document carefully to understand the claims process and if you are comfortable with that.

5 Tips on choosing a Travel Insurance Company < Useful Tips

Travel Insurance Company

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