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Unified Payments Interface (UPI) Wiki

15 Jan, 2019

Unified Payments Interface Wiki

Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank transactions.

The interface is regulated by the Reserve Bank of India (ROI) and works by instantly transferring funds between two bank accounts on a mobile platform.

Any UPI app can use payment and transfer fund from and to UPI enabled banks.

Services of Unified Payments Interface (UPI) :

Unified Payments Interface is a real time inter bank payment system that allows sending or requesting money. Money can be sent or requested with the following methods:

Virtual Payment Address (VPA) : Send or request money from/to bank account mapped using VPA.
Mobile number : Send or request money from/to the bank account mapped using mobile number.
Account number & IFSC : Send money to the bank account.
Aadhaar : Send money to the bank account mapped using Aadhaar number.
QR code : Send money by QR code which has enclosed VPA, Account number and IFSC or Mobile number.

Unified Payments Interface Wiki

Unified Payments Interface Wiki UPI UPI Wiki

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